The reasons acquirers turn down online payment applications, and the working ways to keep taking money while the conversation with the bank is still going.
How the amount on your balance follows from the amount paid: an 18% fee on gross, who pays it, conversion at the central bank rate plus a markup, the payout threshold and the transfer fee.
Why payment notifications are signed, how an HMAC-SHA256 signature is built, the four mistakes that stop it from matching, and defence against replays.